Entercash blog

All you need to know about PSD2

Posted by Rebecca Sundvall on Sep 13, 2018 1:47:45 PM

PSD2 (Revised Payment Service Directive) is being put in place within the EU this year. Banks who used to have a monopoly on their customers account information and payment services will be obliged to share open APIs with third-party providers.

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Topics: Real time payments, Direct payments, Instant payment options, payment options, Payment solutions, Payments, FinTech, Financial regulation, psd2, Entercash

STHLM Tech Fest 2018

Posted by Rebecca Sundvall on Sep 5, 2018 11:23:12 AM

This week we visited STHLM Tech Fest which was held at Stockholm Waterfront Congress. It was a full day of presentations by companies such as Google, Volvo Car Mobility, Uber, Stripe and Salesforce focusing on different topics ranging from machine learning to gender parity in the tech industry. In other words, it was truly an interesting and inspiring day.

The topic shifted towards payments in the afternoon when we got to hear a presentation by Adyen's co-founder and CCO, Roelant Prins where he talked about the reasons of the success behind the company.

These key points are:
- We build to benefit all merchants (not just one)
- We include different people to sharpen our ideas
- We launch fast and iterate
- We make good choices to build an ethical business and drive sustainable growth for our merchants
- We don’t hide behind email, instead we pick up the phone
- We talk straight without being rude
- Winning is more important than ego; we work as a team - across cultures and time zones
- We create our own path and won’t be slowed down by “stewards”

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Topics: Payments, FinTech, Financial regulation, psd2, Entercash

Welcome to our new Malta office

Posted by Rebecca Sundvall on Aug 22, 2018 11:23:27 AM

During the summer a lot has happened for Entercash. The company outgrew its old Malta office a long time ago, so this summer it was finally time to move into a new, bigger space.

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Topics: Entercash

Why FinTechs and Banks need to collaborate

Posted by Rebecca Sundvall on Aug 20, 2018 11:14:01 AM

Alone is not always strong. Especially not when it comes to scaling a business in a highly regulated industry. But if a collaboration between banks and FinTechs are done correctly, both parties will walk away as winners.

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Topics: Real time payments, Direct payments, Instant payment options, payment options, Payment solutions, Payments, FinTech, Financial regulation, psd2

Meet our new developers

Posted by Rebecca Sundvall on Aug 14, 2018 1:09:28 PM

The Stockholm office is growing and our latest additions are two newly graduated software developers, Kim and Emil. We discussed what it is that they are working with, how they chose this path and the excitement of living in the Swedish capital.

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Topics: Entercash, Work Stockholm

The future of payments whitepaper 2018

Posted by Rebecca Sundvall on Aug 10, 2018 11:28:56 AM

Payments is an ever evolving industry which constantly forces you to stay on top of trends and consumer needs. It is truly an industry that changes rapidly.

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Topics: Real time payments, Direct payments, Instant payment options, payment options, Payment solutions, Payments, Ecommerce, FinTech, Financial regulation, psd2

E-commerce: How to improve the customer experience

Posted by Rebecca Sundvall on Jul 23, 2018 11:17:29 AM

For many people, e-commerce has become the preferred way to shop and it has become so mainstream that even the smallest of shops have an online presence.

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Topics: Real time payments, Direct payments, Instant payment options, Payments, Ecommerce, improve customer experience, increase conversion rate

How To Choose The Right Payment Solution

Posted by Rebecca Sundvall on Jul 18, 2018 2:18:32 PM

The world of payment solutions is truly a jungle and at the moment it may seem impossible to keep up with all trends and statistics. Some merchants may think that the payment solution only is a small part of the buyers' journey, but that is far from the truth. In this article, we are going to show you some of the alternative options out there so you can make an educated decision when choosing your payment provider.

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Topics: Real time payments, Direct payments, Instant payment options, payment options, Payment solutions, Payments, Ecommerce, improve customer experience, mobile payments, increase conversion rate, FinTech

5 Reasons all online businesses should use instant payments as a payment solution

Posted by Rebecca Sundvall on Jul 11, 2018 3:34:58 PM

As eCommerce is on the rise, so is the hunt for ways of ensuring high conversion rates. Consumers are getting more tech-savvy and now expect the shopping experience to be a seamless process. If a shopping experience somehow gets interrupted on the way because of technical issues, the chances are big that the consumer will abandon the cart and search for other options. Needless to say, this is something that needs to be avoided at all cost and therefore making sure the payment process is optimized is the key to success.

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Topics: Real time payments, Direct payments, Instant payment options, payment options, Payment solutions, Payments, Ecommerce, improve customer experience, increase conversion rate

How banks can prevent losing business to fintech companies

Posted by Rebecca Sundvall on Jul 2, 2018 11:39:32 AM

With the Revised Payment Service Directive (PSD2), being put into place, banks are being forced to keep up with financial innovations in order to stay relevant. As much as 88% of financial institutions are afraid of losing business to FinTech companies. If you are interested in reading more about what PSD2 actually is you can check out our article PSD2 - The regulation that will disrupt the financial industry. Here we will have a look at the PWC Global FinTech Report 2017 to see what steps banks can take in order to stay relevant.

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Topics: Real time payments, Direct payments, Instant payment options, payment options, Payment solutions, Payments, FinTech, Financial regulation, psd2